Finance
Understanding the five key areas of personal finances
8 February
When it comes to managing your money, it’s crucial to have a comprehensive understanding of the five key areas of personal finance: income, spending, saving, investing, and protection. Mastering these elements can be the difference between...[Read More]
Oliver’s insights – 05/02/24
7 February
Key points – The Australian Government’s changes to the Stage 3 tax cuts have refocussed attention on the need for tax reform. – The Australian tax system has five key problems: it’s heavily reliant on income tax; it’s complicated by...[Read More]
What is your “big picture” ?
1 February
Even as children, people create this big picture in their minds — a reflection of how they envision their life to be. Whether your big picture is similar to what’s called the Australian Dream (home ownership as the key to a better life) or...[Read More]
Retirement planning tips and mistakes to sidestep
1 February
Whether you’re in your 30s, 40s, or 50s, the importance of retirement planning cannot be overstated. Starting early allows you to build a secure financial foundation for your retirement years. However, the strategies and concerns differ based on...[Read More]
The difference between shares and bananas
25 January
In the world of investing, stocks and bonds often take centre stage. They represent two of the most common types of investments, each offering unique benefits and risks. As an investor, understanding stocks vs. bonds is key to building a diversified...[Read More]
10 brilliant money-saving tips
25 January
Are you looking to build up your savings for the future, but don’t know how or where to start? Check out these money-saving tips you can apply today.  Whether you’re looking to save money for financial security, investment, a future purchase...[Read More]
Saving for rainy days even on a tight budget
18 January
When you have a tight budget, it may seem impossible to save money. And with rising inflation, it’s not difficult to understand why the personal savings rate in Australia decreased last year. However, conserving money while you’re short on cash...[Read More]
Oliver’s insights Falling inflation – what does it mean for investors?
17 January
Key points – Inflation is in retreat thanks to improved supply and cooling demand. A further fall is likely this year. – Australian inflation remains relatively high – but this mainly reflects lags rather than a more inflation prone...[Read More]
What you need to know to successfully improve your home
11 January
Embarking on a home improvement can be an exciting and rewarding process. It can transform your living space and increase the value of your property. With so many informative videos and other great resources online, there’s a thriving culture...[Read More]
Oliver’s insights – 2023 saw the return of Goldilocks, but what’s in store for 2024 for investors?
10 January
Key points – 2023 turned out to be a strong year for investors with shares and bonds rallying on the back of falling inflation, the anticipation of interest rate cuts in 2024 and better than feared economic growth. There were bumps along the way,...[Read More]
Top 5 things to do as you plan for the year ahead
4 January
People typically associate the new year with hope — a time for fulfilling plans, whether those are financial, personal or professional. The past year is finally over and you can now look forward to what the new year has in store. While it’s also...[Read More]
What to consider when deciding if a self-managed super fund (SMSF) is right for you.
3 January
Your responsibilities If you set up an SMSF, you’re in charge – you make the investment decisions for the fund and you’re held responsible for complying with the super and tax laws. It’s a major financial decision and you need to have the...[Read More]
Top 5 financial New Year’s resolutions to achieve in the new year
28 December
The new year is a perfect time to reflect on your achievements from the ending year and to plan for the new year. While you can also make resolutions for other aspects of life, financial success should be at the top of your list. Check if you...[Read More]
SuperStream
27 December
Explains SuperStream – the way business must pay superannuation guarantee contributions to super funds. SuperStream is the way businesses must pay employee superannuation guarantee contributions to super funds. With SuperStream money and data are...[Read More]
Preparing for retirement in today’s world
14 December
To prepare for retirement, there’s forced savings in the form of social security, such as superannuation. Other options to arrange for a secure financial future are savings in the bank, investments and insurance.  These days, preparing for...[Read More]